In America, the system is designed to encourage owing in one way or the other. Almost everybody has some bills to pay at the end of the month. From car loans, to student loans, to phone bills, to credit card debt, the list is endless.
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I was very surprised when I realized this, because back in Africa the situation id very different. Most often than not, if you own a house, it is probably yours in every right.So guys, if you see any of your friends flaunting their newest cars, or phones or even clothes, chances are they are yet to finish paying for those items so please do not use that as a yardstick for yourselves.
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